[mk_page_section bg_image=”https://leewardhabitat.org/wp-content/uploads/2016/06/dsc05206.jpg” bg_position=”center top” bg_stretch=”true” video_loop=”false” min_height=”600″ full_width=”true” padding_top=”-50″ padding_bottom=”0″ sidebar=”jr-insta-shortcodes”][vc_column][/vc_column][/mk_page_section][vc_row][vc_column][vc_custom_heading text=” Habitat Families” font_container=”tag:h2|text_align:left|color:%23385988″ google_fonts=”font_family:Montserrat%3Aregular%2C700|font_style:400%20regular%3A400%3Anormal”][vc_column_text]HHLO partners with low-income families to build decent, affordable homes.
Partner families generally earn less than 50% of area median income as established by HUD
Families must have the ability to pay a mortgage at 0% interest over 20 years
Families must demonstrate its need for adequate housing
Home Buyer Education
Habitat families are required to attend to an informative and valuable 8-hour homebuyer education class which is part of the mortgage loan qualification program. Classes are offered by Hawaiian Community Assets.[/vc_column_text][/vc_column][/vc_row]